A jumbo loan is a mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the U.S., apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Because jumbo loans exceed these limits, they typically come with slightly higher interest rates, as lenders face a higher risk.

At High Country Mortgage, we strive to make the jumbo home loan process as simple and painless as possible. Our tools and expertise guide you through every step, starting with our FREE Jumbo Loan Qualifier. We're here to help you understand the differences between loan programs, ensuring you choose the one that best fits your needs, whether you're a first-time homebuyer or a seasoned investor.

Why a Jumbo Loan?

There are many benefits, including: financing available up to $2.5 million; the convenience of one loan for the entire loan amount instead of having multiple mortgages; competitive pricing and more.