A reverse mortgage is a loan designed for seniors aged 62 and older. Home Equity Conversion Mortgage (HECM) reverse mortgage loans are insured by the Federal Housing Administration (FHA), allowing homeowners to convert their home equity into cash without the burden of monthly mortgage payments. This financial tool can provide seniors with additional income, enabling them to enjoy a more comfortable retirement.

At High Country Mortgage, we aim to simplify the reverse mortgage process with our expertise and user-friendly tools. We start with our FREE Reverse Mortgage Qualifier, guiding you through each step to ensure you understand your options and make the best choice for your situation. We’ll help you clearly see the differences between reverse mortgage options, allowing you to choose the one that best fits your needs.

Why a Reverse mortgage?

A reverse mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity you've worked so hard to build. Any money left after paying off your existing mortgage is available to use as you see fit.