A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). This type of loan may be issued by qualified lenders and is designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry). VA loans come with several benefits, including no down payment requirements, competitive interest rates, and no private mortgage insurance (PMI).

At High Country Mortgage, we are dedicated to making the VA home loan process as simple and stress-free as possible. We provide the tools and expertise to guide you through every step, starting with our FREE VA Loan Qualifier. Our goal is to help you understand the differences between loan programs so you can choose the one that best fits your needs, whether you're a first-time homebuyer or a seasoned investor.

Why a VA loan?

There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate; and more.